Sawa H, Prayoga R, Sopian N. ANALYSIS OF USAGE ACCEPTANCE OF MOBILE BANKING APPLICATIONS TECHNOLOGY ACCEPTANCE MODEL (TAM) APPROACH: English. Educational Researcher Journal [Internet]. 2024 Dec. 15 [cited 2026 Jun. 24];1(3):14-27. Available from: https://edurj.com/index.php/edurj/article/view/17