HANIFAN, Zakie; NOVIANTY, Ina. The Influence of Fintech Technology Usage (Equity Crowdfunding and Peer-to-Peer Lending) on Investment Funding Decisions and Their Implications for Market Risk (Value at Risk) in Digital Startups in Indonesia. Educational Researcher Journal, [S. l.], v. 3, n. 1, p. 72-XX, 2026. DOI: 10.71288/educationalresearcherjournal.v3i1.147. Disponível em: https://edurj.com/index.php/edurj/article/view/147. Acesso em: 24 apr. 2026.